>> buyers >> Extra Costs

Extra Costs In Planning For Your Purchase:

  • Legal Fees
  • Fees for the registration of your Deed and Mortgage
  • Mortgage processing fees
  • Mortgage insurance & application fee (if you have a high ratio mortgage)
  • Home, fire, mortgage, life and disability insurance
  • GST (on newly constructed homes)
  • Adjustments for property taxes and/or utility costs (already paid by the existing owner)
  • Connection charges for utilities such as gas, electricity and water
  • Provincial taxes (BC only)
  • Land transfer tax
  • Land survey fee
  • Home inspection
  • Moving expenses
  • Appliances, furniture, draperies/blinds and gardening equipment
  • Landscaping
  • Decorating
  • Repairs
 

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